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    Afterpay it at HOYTS Terms & Conditions

    HIGHLIGHTS:

    · Afterpay allows you to pay for your purchase over 4 instalments due on the dates outlined in the Payment Schedule for your purchase. In some cases, Afterpay may require you to make a payment at the time of purchase.

    · You must be at least 18 years old and be the authorised holder of an eligible debit/credit card to apply (see clause 2.4 for eligibility criteria).

    ·  All Orders are subject to Afterpay’s approval – for example, if you have any overdue payments, Afterpay will not be available to you. For more information on assessment and checks, see clause 6.

    · As part of our approval process, we may conduct a pre-authorisation on your Nominated Payment Source, up to an amount of your first instalment - see clause 6.2(f).

    · You can make repayments for an instalment any time BEFORE the due date. Otherwise, Afterpay will automatically process payments on the scheduled dates from your card. If a payment is not processed on or before the due date, Late Fees will apply.

    · We apply maximum Late Fee caps:

    · For each Order $40 or below, the total of the Late Fee payable is one Late Fee capped at 25% of the Original Order Value.

    · For each Order above $40, the total amount of Late Fees payable is the lower of 25% of the Original Order Value or $68.  Up to this maximum Late Fee cap, we will charge an initial Late Fee of $10 and a further Late Fee of $7 if the payment remains unpaid 7 days after the due date.  We may charge partial amounts of the initial $10 Late Fee and the subsequent $7 Late Fee to remain within the maximum Late Fee cap.

    · Some features accessible on the App may not also be accessible on the Web Portal and vice versa.

    · The delivery/quality of goods and all refunds are the responsibility of the retailer where you make the purchase or the Third Party Supplier who supplies the Third Party Goods available through our Website.

     

    IMPORTANT INFORMATION REGARDING CARD PRE-AUTHORISATIONS:

    As part of our approval process and our assessment as to whether or not you have the capability to fulfil your obligation to make future payments to Afterpay according to the Payment Schedule, we reserve the right to conduct a pre-authorisation of your Nominated Payment Source. This may involve funds in the account linked to your Nominated Payment Source being placed on hold each time you make an online purchase using an Afterpay Product, or your Afterpay Card for an in-store purchase or adding a new Card to your Afterpay Account. Once purchases are authorised, we immediately instruct your bank to void any pre-authorisation transaction. Once your Afterpay Card is provided for an in-store purchase, where your Afterpay Card is obtained but a purchase does not eventuate, we instruct the bank to void the pre-authorisation if the Afterpay Card is cancelled or expires. Once a new card is added to your Afterpay Account and used, we instruct the bank to void the pre-authorisation. No funds are received by Afterpay during this process. We cannot guarantee the time it takes for your bank to process this action by us and make your funds available.

    PLEASE NOTE: In most circumstances, relevant banks will void a pre-authorisation transaction within a few hours of the pre-authorisation transaction being conducted by Afterpay. However, in some observed instances, banks have taken up to fourteen (14) days to finalise this process. Unfortunately, we do not have any control or influence over the timing of your bank’s ability to finalise this process and Afterpay makes no representations on this subject matter.

    Please read this Agreement and Afterpay’s Privacy Policy, which can be found here carefully as they impose rules, obligations and other responsibilities on you in respect of your use of, and access to, our Products. By clicking ‘accept’ and using Afterpay’s Products, you agree to be bound by (i) this Agreement; and (ii) Afterpay’s Privacy Policy. If you do not want to be bound by the terms of this Agreement and / or the Privacy Policy, you must not click ‘accept’ or make a purchase using Afterpay’s Products. You should print a copy of this Agreement and Afterpay’s Privacy Policy for your records, noting they may be amended from time to time. The latest version is available on our Website.